Legal & Compliance

Important information about our agency, licensing, and compliance

Agency Information

Legal Name: Compass North Group

Type: Independent Insurance Agency

State of Domicile: California

California Department of Insurance License Number: #XXXXXXX

Status: Licensed and in good standing with the California Department of Insurance

Independence Statement

Compass North Group is an independent insurance agency. We are not captive to any single insurance carrier and are not affiliated with or endorsed by the California Department of Insurance.

We maintain relationships with multiple A-rated insurance carriers to provide our agents with access to a diverse portfolio of products and solutions.

Website Purpose

This website is designed for recruiting independent life insurance agents only. This website is NOT for:

  • Selling insurance products
  • Providing insurance quotes
  • Making income guarantees or projections
  • Offering insurance policies directly to consumers

If you are seeking to purchase life insurance, please contact a licensed insurance agent directly.

California Department of Insurance Compliance

Compass North Group operates in full compliance with California Department of Insurance regulations, including but not limited to:

  • Licensing requirements for agents and agencies
  • Advertising and marketing regulations
  • Compensation disclosure requirements
  • Ethical sales practices
  • Client privacy and data protection

All agents must obtain and maintain a valid California insurance license before selling insurance products.

Compensation Disclosure

Compensation for agents is commission-based and varies by:

  • Individual effort and performance
  • Licensing status
  • Carrier contracts
  • Products sold
  • Market conditions

No Guarantees: We do not guarantee any level of income, number of clients, sales results, or financial outcomes. Success depends on numerous factors including individual effort, market conditions, and personal performance.

Privacy Policy

Information We Collect

When you submit an application through this website, we collect:

  • Name and contact information (email, phone)
  • State of residence
  • Licensing status
  • Availability information
  • Information you provide in written responses

How We Use Your Information

We use the information you provide to:

  • Review your application for career opportunities
  • Contact you regarding potential opportunities
  • Answer your questions about the role
  • Comply with legal and regulatory requirements

Information Sharing

We do not sell your personal information. We may share your information with:

  • Carrier partners (for contracting purposes, if applicable)
  • Service providers who assist with our operations
  • Regulatory authorities when required by law

Data Security

We implement reasonable security measures to protect your personal information. However, no method of transmission over the internet is 100% secure.

Your Rights

You have the right to:

  • Access your personal information
  • Request corrections to your information
  • Request deletion of your information
  • Opt-out of communications

To exercise these rights, please contact us using the information provided below.

Terms of Use

Website Use

By using this website, you agree to:

  • Use the website only for its intended purpose (career recruitment)
  • Provide accurate and truthful information
  • Not use the website for any illegal or unauthorized purpose

No Warranties

This website is provided "as is" without warranties of any kind. We do not guarantee:

  • That the website will be available at all times
  • That the website will be error-free
  • Any specific outcomes from using the website

Limitation of Liability

Compass North Group shall not be liable for any damages arising from your use of this website.

Contact Information

For questions about legal matters, compliance, or privacy, please contact:

Compass North Group
[Contact information to be provided]

For California Department of Insurance inquiries, visit: www.insurance.ca.gov

Updates to Legal Information

We may update this legal and compliance information from time to time. Changes will be posted on this page with an updated date. Please review this page periodically for updates.

Last Updated: January 2025